More Is Less - Why I'm Going On A "No Buy"

More Is Less - Why I'm Going On A "No Buy"

As it became clear to me that Mr. F2P and I were finally reaching a significant financial milestone last year, I started taking my foot off the saving gas for a bit and ramped up my consumption

I won't deny that it was fun at first. You know that feeling that comes from being a more reckless version of yourself, of throwing caution to the wind? Of course, my version of this wasn't so extreme but you get the idea.

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Bank Roll vs Bankrolled

Bank Roll vs Bankrolled

We live in a debt culture. The majority of us have debt of some kind, be it a mortgage, student loans, a car loan, a line of credit, carrying a balance on our credit or store card(s), a government-endorsed loan against retirement savings, a buy-now-pay-later purchase, a payday loan, a pay advance, a debt owing to a bookie or dealer, or a mix of the above. 

While many would argue that the seriousness of the various types of debt varies from “good debt” to “avoid at any cost,” I would argue that the fundamentals of how they affect our behaviour and how we feel are generally the same...

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Consumer Debt? Think D.E.B.T.!

Consumer Debt? Think D.E.B.T.!

I’ve read a lot about personal freedom recently on social media.

My conclusion? Despite what marketers try to sell us, personal freedom does not come from having all the right stuff.

If anything, our pursuit of "having it all" ends up costing us years of work and clutters up our living spaces, our garage and even *gasp* a rented storage unit or two.

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The Overwhelming Hidden Cost of Keeping Up Appearances

The Overwhelming Hidden Cost of Keeping Up Appearances

There is SO MUCH pressure. It's everywhere, tacked on to every obligation or expectation we feel compelled to meet. 

We feel the need to:

  • Have the right friends
  • Date the right people
  • Have the right look
  • Be or look the right age
  • Participate in the right activities
  • Shop in and eat at the right places
  • Say, think and know the right things
  • Attend the right school(s)
  • Get the right job 

…and the list goes on.

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