I had a fun exchange on Twitter thanks to yesterday's post (July 21). It gave me a lot of food for thought and it's moved me to address one aspect of saving we don't often consider fully when evaluating our own or someone else's spending.Read More
On January 15, I declared that I was going to live a simpler and richer life by having and buying less stuff and doing more of what matters. I'd outlined three main themes as part of this plan:
- Don’t buy anything unless it’s urgent - yes, it’s a flexible definition.
- Use (and enjoy) what I have.
- Focus on spending time with and giving to others.
In March and May, I published my first and second updates, giving myself a "B-" and a "B+" respectively. Am I maintaining my "B" average?Read More
I drove in rush hour traffic* this morning and what an experience it was but not for the reasons you might think. I was in a great mood as I made my way—albeit slowly—to a local coffee shop to meet up with a fellow writer and friend. Yes, there was traffic, but that's not what I really hit me about this particular day.Read More
I'm now in my third year of binge reading and I'm excited to provide the full list of books that not only peaked my curiosity this past quarter (April to June inclusive) but that held my attention long enough to read cover to cover. If you want to take a look at previous years, you can click "Books" on the navigation bar...Read More
The 2008-2009 crisis was shocking to many. Banks were vilified—though not punished—and we’re still recovering to this day.
The U.S. market may be at an all-time high, but the financial system is still sick and it may possibly suffer another blow because nothing has changed and some aspects of it are getting worse. The U.S., banks that were “too big to fail” are getting bigger, the same powerful people are running the show behind the scenes, important consumer-protection legislation has been eliminated, consumer debt levels are still high, the government’s financial position would make it difficult to weather another financial crisis, and the “fiscal easing” policy may backfire due to the risk of inflation it poses.
If you think the above is frightening, there’s another industry that should worry us just as much, if not more. It’s as big, as bad and as dangerous as the banks, but it doesn’t get nearly enough attention. Big Pharma is also out to get us and it has more in common with Big Banks than we might think.Read More
Hey there F2P readers! I’m pleased to say that my post for today is featured over at The FIRE Starter (TFS), a UK-based blog I’ve enjoyed reading because of its “average guy” tone and content.
My post over at TFS is about my early blunders and, more specifically, how you can stumble repeatedly and still come out ahead of the pack when it comes to living the life you want to live
Here’s a sneak peek:
The pull of the marketers’ call is strong. We’re bombarded with messages every day about who we need to be and what products and services will help us get there. No matter what we’ve acquired though, the feeling of finally having what will make life better just doesn’t last and we start looking for the next item that will be the key to feeling we have it “together”.
The trouble with these marketing messages is that those we notice most aren’t those that reinforce purchases already made, but those that inform us of what we need or should strive for next. And hearing and internalizing these messages has nasty consequences, not only on our pocketbook, but on our life choices.Read More
In September 2011 (re)discovered the many benefits one derives from having a dog as a companion. That's when we adopted Belle, a lovely 3 1/2-year-old greyhound & former racer we were fortunate enough to adopt from a greyhound rescue operation located in our city. Initially, Belle was to be my companion because Mr. F2P was to start working away from home for weeks on end, leaving me alone in a very empty house. That said, we quickly realized that she would be much more to us than a security blanket for me while he was away. She has become a full-fledged member of the F2P family and we wouldn't have it any other way.
Belle is a great companion in many respects, but her actions and behaviours also serve as daily reminders of what's important in life. And, regardless of how advanced a species we think we are, we often either forget what matters most or take it for granted when we lead our busy, often-preoccupied, lives.Read More
My husband went to visit his brother this weekend and he came back with a sad story that I just don't get:
Friends of theirs sold a home in the city and built their dream home just outside city limits for a whopping $600,000.
So what's the problem?
They're in their fifties...and they have a huge mortgage!!!Read More