Third Update - Living More with Less in 2015

Third Update - Living More with Less in 2015

On January 15, I declared that I was going to live a simpler and richer life by having and buying less stuff and doing more of what matters. I'd outlined three main themes as part of this plan:

  1. Don’t buy anything unless it’s urgent - yes, it’s a flexible definition.
  2. Use (and enjoy) what I have.
  3. Focus on spending time with and giving to others.

In March and May, I published my first and second updates, giving myself a "B-" and a "B+" respectively. Am I maintaining my "B" average?

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Debt and Drugs - 10 Things Big Banks and Big Pharma Have In Common

Debt and Drugs - 10 Things Big Banks and Big Pharma Have In Common

The 2008-2009 crisis was shocking to many. Banks were vilified—though not punished—and we’re still recovering to this day. 

The U.S. market may be at an all-time high, but the financial system is still sick and it may possibly suffer another blow because nothing has changed and some aspects of it are getting worse. The U.S., banks that were “too big to fail” are getting bigger, the same powerful people are running the show behind the scenes, important consumer-protection legislation has been eliminated, consumer debt levels are still high, the government’s financial position would make it difficult to weather another financial crisis, and the “fiscal easing” policy may backfire due to the risk of inflation it poses.

If you think the above is frightening, there’s another industry that should worry us just as much, if not more. It’s as big, as bad and as dangerous as the banks, but it doesn’t get nearly enough attention. Big Pharma is also out to get us and it has more in common with Big Banks than we might think.

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Financially Independent, Despite Herself

Financially Independent, Despite Herself

Hey there F2P readers! I’m pleased to say that my post for today is featured over at The FIRE Starter (TFS), a UK-based blog I’ve enjoyed reading because of its “average guy” tone and content.

My post over at TFS is about my early blunders and, more specifically, how you can stumble repeatedly and still come out ahead of the pack when it comes to living the life you want to live 

Here’s a sneak peek:

The pull of the marketers’ call is strong. We’re bombarded with messages every day about who we need to be and what products and services will help us get there. No matter what we’ve acquired though, the feeling of finally having what will make life better just doesn’t last and we start looking for the next item that will be the key to feeling we have it “together”.

The trouble with these marketing messages is that those we notice most aren’t those that reinforce purchases already made, but those that inform us of what we need or should strive for next. And hearing and internalizing these messages has nasty consequences, not only on our pocketbook, but on our life choices.

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A Four-legged Friend's Take On What Truly Matters

A Four-legged Friend's Take On What Truly Matters

In September 2011 (re)discovered the many benefits one derives from having a dog as a companion. That's when we adopted Belle, a lovely 3 1/2-year-old greyhound & former racer we were fortunate enough to adopt from a greyhound rescue operation located in our city. Initially, Belle was to be my companion because Mr. F2P was to start working away from home for weeks on end, leaving me alone in a very empty house. That said, we quickly realized that she would be much more to us than a security blanket for me while he was away. She has become a full-fledged member of the F2P family and we wouldn't have it any other way.

Belle is a great companion in many respects, but her actions and behaviours also serve as daily reminders of what's important in life. And, regardless of how advanced a species we think we are, we often either forget what matters most or take it for granted when we lead our busy, often-preoccupied, lives.

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