Central America, Part 1 — Coming Face to Face with the Ugliness of Money Scarcity

Central America, Part 1 — Coming Face to Face with the Ugliness of Money Scarcity

While away in Guatemala this past March, I had the chance to experience something I haven’t been able to experience in a long time: scarcity. What an eye-(re)opening experience!

Of course, I took care of doing some research, but I didn’t do as much as I likely should have because I thought all we had to do was get settled and then we could go from there. BIG MISTAKE.

Read More

Exercising Good Judgement: How Money Affects Our Behaviour

Exercising Good Judgement: How Money Affects Our Behaviour

I’ve often heard that money only amplifies who we are. If we’re a giving person, money will only make us more giving. If we’re an a**hole, money will only make us a bigger a**hole. 

I don’t disagree with the above, but I think we’re ignoring the other end of the spectrum: believing we don’t have “enough” can have the same effect. 

Being tight on money because we have too much debt or don’t feel we’re where we need to be in life (career, love, savings) also amplifies who we are and how we use money to affect others.
Read More

My Struggle with Anonymity

My Struggle with Anonymity

I struggle with anonymity, I’m even struggling with writing this post about struggling with anonymity. 

As a blogger who’s been talking about personal finance, relationships and everything in between, anonymity has been a soft & cozy blanket. It’s helped me find the courage to talk about a lot of ideas that are far from mainstream and that could cause some people in my other circles to distance themselves from me. 

The most prickly topic? Money.

Read More

Money: It’s Not That Complicated

Money: It’s Not That Complicated

There’s been a recurring theme in what I’ve been reading and watching lately. From The Big Short to Pound Foolish to Four Horsemen to Requiem for the American Dream to Frontline's Retirement Gamble, the message is that the only reason money management is complicated and expensive is that we allow it be by believing what the financial services industry (aka Big Banks) tells us about it.

And it’s a big fat lie.

Read More

1.4 Billion Little Pieces

1.4 Billion Little Pieces

It all started when I heard of the 900-million-dollar jackpot. I had no idea the Powerball jackpot had reached such proportions. It was a nagging discomfort at first, unsettling. But it grew as I considered the magnitude of its implications. I started feeling physically unwell just thinking about it, to the point that I decided to stop what I was doing and give it some just consideration. 

Read More

Bonus Points and Rewards: Fiat That!

Bonus Points and Rewards: Fiat That!

I’m writing to you today as a sip my dark roast coffee at my favourite local coffee joint. Yes...it's a Starbucks. 

It’s my preferred location to meet friends for coffee and to write/read/research when I need to get out of the house and surround myself with other adults, which is once a week, at most. This is my daily barista. 

When I order my coffee, I dutifully pull out my iPhone and let the barista scan my electronic gold card’s barcode to both pay for my purchase and to receive the bonus star I have coming my way for buying yet another tall dark roast coffee.

I carefully consider my actions every time I perform this ritual to make sure I stay mindful. Here's why.

Read More