Financial and lifestyle resources to help you live life on your terms.
...you have to spend more than you intended to, or more often, in order to save.
My husband and I buy the "Show & Save" coupon book every year.
The benefits of this book far outweigh its $20 cost...
Read MoreIt's now nearing -20 degrees Celsius in my part of the world. That's just below 0 degrees Fahrenheit for my U.S. readers. Given this precipitous drop in temperature, I thought I'd focus this post on North America's dependence on climate control.
Let's face it. We're downright wusses when it comes to being "cold" in the winter and "hot" in the summer. What would be perfectly acceptable in other parts of the world turns us into a whiny bunch of babies.
Read MoreI've written previously about my favourite ultimate money-saving small kitchen appliance. Given it's getting cooler outside these days (well, In Canada anyway), I'd now like to introduce you to my close number two: the slow cooker.
Read MoreWho has an easier time saving money, Canadians or Americans?... Canadians!
According to median income numbers and average personal savings rates, typical Canadians save about $500 more per year than typical Americans. On its own, this probably isn't enough reason to switch citizenship, but it will save a few years off a working career by the time of retirement.
In addition to a few less years of work, there are some other pretty fantastic benefits to living in Canada, in my humble opinion, which include things like mandatory paid time off, paid maternity leave, government-run healthcare, greater social mobility, less inequality, better positioning to handle climate change, cheaper college, better education, more international travel, happier and more fulfilled people, stronger marriages, less jail time, and oh, did I mention more sex? Yeah, that too. I've got all the deets. :)
Read MoreIn an earlier post, I talked about finding happiness in a simple cup of coffee. It's truly one of my favourite rituals of the day.
It's not rocket science. It's just great coffee...oh, and a 1,000+% yearly return on my investment.
Read More...or even your job? Financial troubles lead to poor performance. Period. If you are doing any of the following (from least to most alarming), it IS affecting how you do your job.
Read MoreMost of us are familiar with interest rates and their impact on our purchasing power. There's more to it than the cost of interest itself. Buying on credit can cost you in other ways.
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